Inter University Credit Transfer

Inter-university credit transfer is an academic mechanism that allows a student to transfer the academic credits earned at one recognized university (the source/home institution) to another university (the target/host institution). This prevents you from having to repeat subjects or modules you have already successfully completed.

The Academic Bank of Credits (ABC) acts as a virtual repository that securely stores a student's academic credits earned across different institutions. Universities registered under the ABC framework can digitally verify, redeem, and transfer your stored credits when you move between institutions.

Eligibility generally requires that you:

• Were enrolled in a recognized, accredited university/college.
• Successfully passed the completed subjects with the minimum prescribed grade (usually a "C" grade or equivalent percentage).
• Left the previous institution in good academic and disciplinary standing.
• Have a valid reason for transfer (such as relocation, medical issues, or academic specialization).

Yes. If you dropped out after completing at least one or two semesters, you can apply for a credit transfer to resume your degree at another university.

You typically need to submit:

• Official Transcripts or Marksheets from the previous university.
• Detailed Course Syllabi/Curriculum outline of the completed subjects.
• Migration Certificate.

No. Credit acceptance is strictly subject to the host university's evaluation. Credits only transfer if the host university finds at least a 70% match in course content, learning outcomes, and credit weightage.

Yes. Most regulatory bodies and universities cap credit transfers—often allowing a maximum of 40% to 50% of the total degree credits. The target university usually mandates that you complete at least 50% of the total credits directly at their institution to grant you their degree.

If a course at your old university carried fewer credits or hours than the equivalent course at the new university, the host institution may either:

• Grant partial credit.
• Require you to take a supplementary module or exam.
• Reject the course transfer entirely, forcing you to retake the course.

Generally, no. You can only transfer credits for subjects in which you achieved a passing grade or higher. Failures or pending backlog papers cannot be transferred.

In most systems, transferred courses count toward credit accumulation only—the letter grades or marks earned at your previous university are not factored into your new CGPA. Your final CGPA is calculated solely based on the courses completed at the host university.

Yes, but with limitations. General education courses, basic sciences, or elective credits will likely transfer. However, core major credits will only transfer if your new major shares equivalent prerequisite coursework.

Yes, provided both institutions are recognized by the relevant educational authorities (e.g., UGC, DEB, AICTE, or regional accreditation bodies) and both follow a compatible credit framework.

Yes, via international articulation agreements or credential evaluation services (such as WES or ENIC-NARIC). Foreign universities evaluate your transcripts to establish course equivalency before issuing credit exemptions.

The evaluation typically takes anywhere from 2 to 6 weeks, as subject experts from academic departments must manually compare and approve syllabi.

It depends on the host institution's fee structure. Most universities do not charge per-credit tuition for transferred modules, saving you money. However, some institutions may charge a fixed administrative "Credit Transfer Processing Fee."

Your official final transcript will explicitly list transferred credits and the originating university. However, the degree diploma itself is issued standardly by the host university without highlighting the transfer.

Generally, no. Employers and graduate admissions boards focus primarily on your final degree, skills, and overall performance. Having a clear transcript explaining your academic path is completely acceptable.

You can submit a formal academic appeal to the university's Registrar or Equivalence Committee, providing assignments, or detailed course catalogs to demonstrate subject overlap. If rejected permanently, you will have to enroll in those courses at the new institution.